Tag «UPI»

Ambigous specification doesnt give clarity on surveillance

Last month I made an explosive claim based on my reading of UPI specification (v 1.2). Dear @NandanNilekani i made a factual claim of how @UPI_NPCI is surveillance here from specs. @India_Stack has not denied. cc @virsanghvi https://t.co/7yzA5BdZcg — Srikanth ஸ்‌ரீகாந்த் (@logic) April 2, 2017 The claim was based on interpretation that every request made by …

Ethical Cashless Evangelism

UPDATE : A detailed document by @skchinmayi expanded from this blogpost is now available This is starter guide to ethical cashless evangelism in post demonetization times. While people are debating on cashless and demonetization all over, what we need to also realize is that, this is a disaster / crisis situation. Analysis of what led to it, who caused …

#CashlessConsumer – Why?

#CashlessConsumer is a consumer awareness initiative to drive awareness, educate consumers about digital / cashless payment systems, voice consumer concerns, share security best practices, make consumers a stakeholder in the design of payment systems, seek better consumer rights in cashless systems. Calling for volunteers for #CashlessConsumer. Lets build awareness , free / open source tech …

#CashlessConsumer – eWallets, UPI, UPI-Wallets

Cashless has its downsides for consumers. Rejecting cashless or hesitating to embrace technology is not a solution to circumvent the problems of cashless ecosystem. Cashless obviously has its benefits which many of us have experienced in the form of convenience. Embracing cashless and being an informed consumer who is aware of systems and its designs, increases …

Baasha Seva — Imagining Multilingual Digital India

Below is an imaginative draft of India Stack based solution to “language problem” of India. Feedback welcome. Problem Even though there are 22 official languages of India, for practical purpose, English / Hindi are only 2 dominant languages offline. Thanks to early digital adoption issues, English is only language used online. Digital India cannot reach its …

PhonePe Multilingual support & UPI Localization

PhonePe adds Tamil support Canara bank launched its UPI PSP app with Hindi support. PhonePe just added Multilingual support (Hindi and Tamil) in its recent update, making it probably the first banking mobile app in Tamil. Thumbs up. Localization is key factor is getting smart phone tech adopted by the next 30-40 million and utility apps which …

UPI is indeed a tolled highway.

UPDATE: An edited version of this post was published in Medianama. UPI is a toll road This is a response to LiveMint opinion piece How the Indian state is building a new generation of digital public goods. For the purpose of keeping it specific, I will restrict the response to UPI, and shall refrain from covering …