Tag «payments»

Payments Neutrality & Discrimination scene in payments

Given a lot of action around payments and UPI turf wars like that of PhonePe-ICICI and calls for “payment neutrality law” have been made by IAMAI, PCI and more recently, TRAI Chairman RS Sharma sought the same in his opinion column titled Conditions for cashless India, it is important to understand the discrimination scene in payments, various actors, point of views. …

#CashlessConsumer – Why?

#CashlessConsumer is a consumer awareness initiative to drive awareness, educate consumers about digital / cashless payment systems, voice consumer concerns, share security best practices, make consumers a stakeholder in the design of payment systems, seek better consumer rights in cashless systems. Calling for volunteers for #CashlessConsumer. Lets build awareness , free / open source tech …

#CashlessConsumer – eWallets, UPI, UPI-Wallets

Cashless has its downsides for consumers. Rejecting cashless or hesitating to embrace technology is not a solution to circumvent the problems of cashless ecosystem. Cashless obviously has its benefits which many of us have experienced in the form of convenience. Embracing cashless and being an informed consumer who is aware of systems and its designs, increases …

PhonePe Multilingual support & UPI Localization

PhonePe adds Tamil support Canara bank launched its UPI PSP app with Hindi support. PhonePe just added Multilingual support (Hindi and Tamil) in its recent update, making it probably the first banking mobile app in Tamil. Thumbs up. Localization is key factor is getting smart phone tech adopted by the next 30-40 million and utility apps which …

UPI is indeed a tolled highway.

UPDATE: An edited version of this post was published in Medianama. UPI is a toll road This is a response to LiveMint opinion piece How the Indian state is building a new generation of digital public goods. For the purpose of keeping it specific, I will restrict the response to UPI, and shall refrain from covering …